Before the crazy day begins, we just want to take a moment, and thank you for all you have done and continue to do for us. I always thought that brokers were for the rich and famous, I had no idea that there were people out there who looked after us “average Joe’s” the way…
Author: Ryan Muller
Financial Advisor Stories – Why Risk is the best investment
I have been fortunate in that my clients have required very few claims in my 14 years in the business. I always tell my clients that I hope that they never have to make use of risk products they take out with me, but if they are required, they turned out to be the best…
Getting Rid of Dead Ends – How Salesforce takes our clients on a Retirement journey
Why am I writing this? It’s quite simple – Salesforce came into my life and changed the way our company Prism Employee Benefits does business. I’m a simple guy, so here’s a simple answer – Yes it has made a huge difference to our business but more so to our clients and their Employees. The…
Medical Aids vs Salaries – How to combat the increases
Are you aware that the average medical fund contributions have increased? Discovery has gone up by 7.90%, 8.40% for Bestmed, 8.70% for Bonitas and 9.50% for Fedhealth. When we relate these increases to salary increases, we see that by average, salaries have not kept in check with medical inflation. This is important to note as…
Economic report back – why we can all breath a bit easier
South Africa has been economically boosted this week with the news that Moody’s has let the country sigh a breath of relief with a stable outlook and an avoidance of a 3rd Junk Status rating. Furthermore, the Reserve Bank has cut the Interest rate down to 6.5%, with a growth forecast for 2018 increasing to…
Keeping it all under the Umbrella – How we Make a Difference to Umbrella Funds
In the Business Times recently, Laura du Preez writes about how Umbrella Funds need ‘tougher scrutiny’. The article states that “the steady growth of members in umbrella funds is likely to accelerate with a government-led drive to consolidate retirement funds, making the need for an improved oversight of these funds even more pressing”. Legal issues…